Life Insurance

Life Insurance

A single thought is enough to disrupt the mood and leave us unhappy.

That says, “What would happen to my family if I die young?”

It even gets more-intense when there’s debt looming over you. Especially private debt. Since we have seen young adults die of accidents, high-risk jobs, and extreme sports, malignant disease, or it could be because of any reason, the importance of insurance surges. The point is when a sole-earner dies young, the deceased’s family suffers big time. Thus, the world gets upside down on them, and they have to take bold steps out of the ordinary. And to prevent this from happening to your family, we help you find the insurance coverage right for you, so you’re only paying for something that would ensure safety to your family, yet under your budget.

Reliable. Reasonable. Fast.

Get 15+ lacs of Life Insurance Coverage at just Rs. 20/day

Get a quote within 24 hours


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    Term life insurance can be bought for a period of one year. It has a low premium and a very high coverage. Simply a life insurance that fits your budget. This insurance provides you financial coverage incase of natural or accidental death of the policyholder, the family shall be provided with the coverage amount depending on the plan procured. Term life is time specific and after every 12months (1 year) you need to buy the policy again. The policy covers individuals 18-61 and enrollment age is from 18-60. The policy has a 14 day free-look period, during which you can cancel the policy if not satisfied.
    The main benefit of the policy is that, if someone dies in an accidental death or natural death suddenly, this policy provides financial cushion to the family to immediately cope up with the financial loss the family may face due to loss of an individual. The lump sum money provided can be used for funeral expenses, to pay off debts, to finance education etc.etc. Another benefit is after one year if you decide that you don't want to continue with the policy you can choose to not to buy the policy again for the upcoming year.
    The term life insurance does not cover any death has been the result of suicide or self-inflicted injury, any death due to any kind of pre-existing condition for instance if a person already have a heart condition and they die due to heart attack, that shall not be covered under term life insurance and lastly if a person dies during the waiting period, ( 30 days from the purchase of the policy) that shall also not be covered under the ambit of Term life Insurance.
    Life insurance is for a specific time period that is 12 months, if the policy is not claimed within the time period, it expires and to continue with the coverage you need to procure new policy after every 1 year from the date of policy purchased. It can be bought by an individual above the age of 18 till 60 each year by paying a very low premium against a very high coverage. Whole Life Insurance is provided by multiple companies, it is a long term commitment and has a policy maturity period around 20 years,, the covered amount can only be claimed once the policy has matured or you die, in that case the monetary benefit is provided to the person nominated.

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